Stop Illegal Debt Collections | Atlanta Debt Management
Are you being harassed? Are creditors calling your home at all hours? Are they calling your cell phone? Are they calling your next-door neighbors? Are they calling your job? Are bill collectors harassing you over debts that you've already paid? Are you being harassed over debts that are not yours? Have you told collectors to STOP CALLING but they call anyway...repeatedly? Do they demand more money than you can afford? Are collection agents discussing your debts and other personal information with employers, neighbors, even your parents? If this sounds familiar, we can help!
Creditors are also violating the law on a daily basis. Did you know that if an attorney represented you then your creditors wouldn’t be able to ever contact you directly anymore? Did you know that if you already had filed a bankruptcy and your case has been discharged it would be illegal to continue to negatively report collections on your credit report?
Let us help you fight those violations! We can help you get your credit rating back up as you revel in your newfound financial freedom. There are monetary damages that can be placed against them for violations of the Fair Debt Collections Practice act and Georgia Law.
The Sandberg Law firm is using litigation to fight back against mortgage companies that are violating the rights of debtors. If you have tried to get a loan modification and been denied, made payments and are still considered behind because of forced placed insurance, or if you are being foreclosed upon then you need to call us now. While using bankruptcy as a restructuring and litigation vessel we are also utilizing the State Court (currently in Fulton, Cobb, Gwinnett, Dekalb, Henry and Clayton counties) forum to invalidate wrongful foreclosures
There is new law, cases and investigations coming out everyday revealing massive mortgage fraud around the country. We are fighting Mortgage Company’s one client at a time and hope to make a difference in Georgia.
The basic provisions of The Fair Debt Collections Practices Act include:
The right of consumers to sue debt collectors for violations of the law.
Protection against harassment, including excessive phone calls, abusive language and threats of violence, harm or arrest.
Prohibiting disclosure of the existence of debts to others who are not authorized to know about the debts.
Banning contact with consumers at inconvenient times, such as before 8 a.m. and after 9 p.m.
Allowing consumers to seek proof that they, in fact, actually owe the money.
